According to recently concluded research reports, mobile banking software or apps used for conducting banking operations through a mobile device promotes faster completion of financial work. This and the fact that banking can now be conducted anytime anywhere by using this software, makes banking mobile apps the preferred option among today’s bank customers. Let us take a look at few advantages that banking mobile applications provide:
1. Time effective – Even when you are working or commuting, checking the balance in your account, managing and scheduling payments, adding a top up in your credit card, opening new accounts, and transferring money from one account to another is now possible at the click of just a few buttons. Since paying visits to banks is no longer essential, it saves up on time for a customer.
2. Easy to use – The banking mobile apps are designed in such a way as will enable even a non technical customer to conduct financial operations anytime and from anywhere. Thus, one does not have to pay extra for conducting banking transactions while shopping, traveling, or even while out on a holiday.
3. It is a secure option – Most financial institutions now offer security codes to their mobile customers in order to ensure added security while using apps for making transactions. Contrary to the popular belief that mobile banking apps are not secure, these types of software are now offering enhanced security features to their customers. The possibility of fraud is also reduced since the customers using mobile banking apps are alerted via SMS every time an activity is conducted in their accounts. As soon as money is deposited or withdrawn from bank accounts through activities such as fund transfer, check deposit, or cash withdrawal, the customer will receive an SMS alert on his/her mobile device irrespective of whether the smartphone is connected to the internet or not.
4. Two way benefits – Banking through the use of mobile apps benefits not only the customers but also the financial firms. It is a cost effective solution for banks, since they no longer have to spend on tele-banking. Moreover, it helps the banks understand the way their customers make monetary transactions, and hence they can improvise on means to better their customer care services. They can also identify their target customers better and promote services and products such as different types of loans and credit cards to this section of audience.
5. Reduces total cost incurred by customer – The financial firms offer mobile banking services at prices lower than what the customer would have to incur if he/she had to be involved in normal banking transactions where visiting the financial firm would be necessary.
6. Mobile banking is better than internet banking – The advent of banking mobile apps has transformed the face of banking like even internet facilities could not. This is because of the fact that in the case of the latter, having a computer with an internet connection is mandatory. But in the former, just having a smartphone is enough. Connectivity is no longer a problem in an age where Wi-Fi surroundings are available in most areas, even remote localities. The cost is lower in the case of banking with the help of mobile apps; moreover, the system is also portable.
The above are few of the multiple benefits that mobile banking applications provide.
By: Yancy Marry
ABOUT THE AUTHOR
The author is associated with a well known mobile app development solutions company with its team of experienced iPad developers to meet customized demands of clients. The iPhone app developers in Dallas taking care of mobility needs of enterprises worldwide. http://www.coppermobile.com/services/mobile-application-development/iphone-developer.html
Friday, June 14, 2019
Sunday, May 12, 2019
Enter The World Of Online Banking With First Merchants Bank
First Merchants Bank online banking service offers its customers ease and convenience in managing their accounts. It's access anywhere 24 hours a day, everyday.
If you have a bank account with First Merchants Bank and an internet connected computer you should see about signing up for First Merchants online banking service. Sure you can do you banking through their bank branches or ATMs but there will always be a time where you won’t be able to go to the bank and do banking business. If that happens you’re out of options.
Online banking is the easiest, fastest and most convenient way to have control and manage your financial accounts at First Merchants. You can do banking business anywhere at any time without having to worry about banking hours. With online banking there is no banking hours because you set the banking hours every time you use the online banking service.
You can do a lot with the online banking service. First you can keep tabs on all your registered accounts. You can see if you still have enough balance to pay off what you need. If not you can always do an internal fund transfer – that is to say you transfer money say from your savings account to your checking account in order to cover the checks you have paid out.
You can even transfer funds to and from your First Merchants bank account to and from your other accounts in other financial institutions. If you make the transfer by the cut off time – 6:45 pm EST for internal transfers and 3:00 pm for external transfers – they will be processed the same business day else they will be processed the next business day. You can do up to $10,000 per transfer not to exceed a total of $25,000 for the whole day.
Other than transferring funds you can also pay your billers such as your utilities providers, the phone company, your cable or satellite dish company and insurance provider through your online account. You simply add them to the bill pay service using the information you get from their paper billing statement.
Speaking of billing statement you can also opt to receive an electronic version of your paper billing statement. It has the same information as the paper billing statement but it gets to you faster, protects you from mail fraud and is a whole lot environmentally friendly.
You can pay these billers anytime you want by simply putting in the amount you want to pay and scheduling the date when you want the payment sent. For a fee you can also opt to use the Overnight Check Delivery service for those billers or individuals who don’t accept electronic payments. If you opt for the service before 2:00 pm the check will be processed for delivery the next business day. This is quite helpful if you just happen to forget paying a biller or a person until the very, very last minute.
You can also receive electronic banking statements in lieu of paper banking statements. You get one if you have a checking or savings account. It’s like the e-bill you get from billers; this one is from First Merchants Bank. You will get an email notification if one is available to view and you can simply log in and view it, download it or print it out.
By: O. Goldstein
ABOUT THE AUTHOR
Merchants Bank clients who are looking for the First Merchants Bank Login page need not look any further. You can now enroll your bank accounts and experience secured internet banking. Just visit First Merchants Bank Login page.
http://www.checkroutingnumber.org/first-merchants-%20bank-login
If you have a bank account with First Merchants Bank and an internet connected computer you should see about signing up for First Merchants online banking service. Sure you can do you banking through their bank branches or ATMs but there will always be a time where you won’t be able to go to the bank and do banking business. If that happens you’re out of options.
Online banking is the easiest, fastest and most convenient way to have control and manage your financial accounts at First Merchants. You can do banking business anywhere at any time without having to worry about banking hours. With online banking there is no banking hours because you set the banking hours every time you use the online banking service.
You can do a lot with the online banking service. First you can keep tabs on all your registered accounts. You can see if you still have enough balance to pay off what you need. If not you can always do an internal fund transfer – that is to say you transfer money say from your savings account to your checking account in order to cover the checks you have paid out.
You can even transfer funds to and from your First Merchants bank account to and from your other accounts in other financial institutions. If you make the transfer by the cut off time – 6:45 pm EST for internal transfers and 3:00 pm for external transfers – they will be processed the same business day else they will be processed the next business day. You can do up to $10,000 per transfer not to exceed a total of $25,000 for the whole day.
Other than transferring funds you can also pay your billers such as your utilities providers, the phone company, your cable or satellite dish company and insurance provider through your online account. You simply add them to the bill pay service using the information you get from their paper billing statement.
Speaking of billing statement you can also opt to receive an electronic version of your paper billing statement. It has the same information as the paper billing statement but it gets to you faster, protects you from mail fraud and is a whole lot environmentally friendly.
You can pay these billers anytime you want by simply putting in the amount you want to pay and scheduling the date when you want the payment sent. For a fee you can also opt to use the Overnight Check Delivery service for those billers or individuals who don’t accept electronic payments. If you opt for the service before 2:00 pm the check will be processed for delivery the next business day. This is quite helpful if you just happen to forget paying a biller or a person until the very, very last minute.
You can also receive electronic banking statements in lieu of paper banking statements. You get one if you have a checking or savings account. It’s like the e-bill you get from billers; this one is from First Merchants Bank. You will get an email notification if one is available to view and you can simply log in and view it, download it or print it out.
By: O. Goldstein
ABOUT THE AUTHOR
Merchants Bank clients who are looking for the First Merchants Bank Login page need not look any further. You can now enroll your bank accounts and experience secured internet banking. Just visit First Merchants Bank Login page.
http://www.checkroutingnumber.org/first-merchants-%20bank-login
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